Resources

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IRAS / 401(k)

Annuities vs. 401(k) — How to Use Both for Maximum Retirement Income

Optimize your annuities vs 401k strategy. Learn how to combine workplace plans with private contracts for maximum retirement income and lifetime guarantees.

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Annuity

401k

RetirementPlanning

RetirementIncome

Retirement Goals

Retirement Planning

Understanding Annuity Rates: How to Evaluate, Compare, and Choose

Master the structural drivers behind current annuity rates. Learn how institutional general accounts, tax rules, and carrier metrics impact your long-term yield.

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Free Annuity Quote

Compare annuities

Free annuity rates

Financial Planning

Investing

MYGA vs. CD Rates in 2026 — Which Actually Wins?

Comparing MYGA vs CD rates in 2026? MYGAs currently pay 1.50% to 2.00% more with tax-deferred growth. See our full rate table, tax analysis, and decision framework to find the right fit for your retirement savings.

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Compare annuities

Early retirement planning

Evaluate annuities

Financial guidance

Financial Planning

Retirement Planning

How Rising (or Falling) Interest Rates Affect Annuity Returns

Discover how rising and falling interest rates shape annuity returns. Compare MYGAs, FIAs, and SPIAs, and learn strategies like laddering to secure reliable retirement income.

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Financial guidance

Financial Freedom

Evaluate annuities

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