Introduction & Acceptance

These Terms of Use (“Terms”) explain how you may use the Annuities.net website, mobile applications, and other digital properties (collectively, the “Sites”). Please read these Terms carefully before using the Sites.

These Terms constitute a legally binding agreement between you and Financialize.com LLC, a Delaware limited liability company headquartered in Gilbert, Arizona, which is the sole owner and operator of the Sites.

By accessing or using the Sites, or otherwise indicating your consent, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with or accept any of these Terms, you must immediately discontinue use of the Sites.

Agreement to Receive Phone Calls

By providing your phone number, you understand and accept that your information may be shared with a licensed insurance agent, who may contact you for purposes including, but not limited to: requesting an appointment, discussing insurance options, or providing support and guidance.

You agree to receive phone calls from these agents even if your number is registered on the National Do Not Call Registry.

Your use of the Sites also constitutes acceptance of our Privacy Policy, which is incorporated into these Terms.

Agreement to Receive Text Messages

By providing your mobile number, you agree that Annuities.net may send you SMS or MMS messages for purposes including, but not limited to: requesting an appointment, discussing insurance options, or providing support and guidance.

• You may unsubscribe at any time by texting the word STOP in response to any message.
• Message and data rates may apply.
• We reserve the right to modify or discontinue messaging services at any time, with or without notice.

For questions, please contact [email protected].

Agreement to Receive Email Messages

By providing your email address, you agree that Annuities.net may send you email communications for purposes including, but not limited to: requesting an appointment, discussing insurance options, or providing support and guidance.

• You may unsubscribe at any time by clicking the unsubscribe link included in our emails or by contacting us at [email protected].
• Please review our Privacy Policy for more details on how we collect, use, and safeguard your information.

Your use of the Sites signifies acknowledgment of and agreement with our Privacy Policy.

No Financial Advice

Annuities.net is a marketing and lead generation platform. We are not an insurance carrier, broker-dealer, or financial advisor. Any information provided on the Sites is for educational and informational purposes only and should not be construed as professional financial advice. All insurance and annuity recommendations are made by licensed agents, not by Annuities.net or Financialize.com LLC.

Warranties & Limitation of Liability

You agree that your use of the Sites is on an “as is” and “as available” basis. Except as required by applicable law, we make no warranties or representations of any kind, express or implied, including but not limited to:

• Accuracy, completeness, or currency of content;
• Satisfactory quality or fitness for a particular purpose;
• Non-infringement of intellectual property rights.

In no event shall Annuities.net or Financialize.com LLC be liable for:

• Any incidental, consequential, or indirect damages (including lost profits, business interruption, or data loss);
• Errors, omissions, or inaccuracies in the Sites or materials provided.

Some jurisdictions may not allow exclusion of certain warranties or damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

Ownership, Use & Intellectual Property Rights

All intellectual property rights in the Sites, including content, trademarks, domain names, logos, designs, and other proprietary rights, are owned by Financialize.com LLC or its licensors.

You are granted a limited, non-exclusive, revocable license to use the Sites for personal, non-commercial purposes only. Copying, redistributing, or modifying Site content is prohibited without prior written permission.

Nothing in these Terms grants you any rights in our intellectual property except as necessary to use the Sites lawfully.

General Terms

• We may update or modify these Terms at any time. Updates will be effective upon posting. Continued use of the Sites constitutes acceptance of the updated Terms.
• We may suspend, limit, or terminate access to the Sites for violations of these Terms or our Privacy Policy.
• We may change, suspend, or discontinue any part of the Sites, including features or content, without prior notice.
• These Terms, together with our Privacy Policy, represent the complete agreement between you and Financialize.com LLC regarding use of the Sites.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to conflict of laws principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Arizona for any dispute arising from or related to these Terms or your use of the Sites.

Contact Information

For legal notices, please include your full name, address, preferred contact method, and a detailed description of your inquiry.